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    • Home
    • Why Pier Review?
    • Program Details
    • Carrier Claims Support
    • About Me
    • Testimonials
    • FAQ's
    • Industry Articles
  • Home
  • Why Pier Review?
  • Program Details
  • Carrier Claims Support
  • About Me
  • Testimonials
  • FAQ's
  • Industry Articles

Program Details

Benefits

Many individuals lack a clear understanding of their insurance coverage and its implications . Unlike your agent, I conduct a thorough policy and risk review to identify gaps, loopholes, and coverage limitations that could leave you financially vulnerable in the event of a loss. By analyzing policy details and assessing your exposure to risk, my aim is to safeguard you against worst-case scenarios with recommendations for optimizing your coverage.

Engagement Overview

The level of involvement is dictated by the individual, i.e. how detailed they want their review to be. However, all engagements will require your providing copies of the complete policy jacket to including declarations page and all endorsements for the risk(s) and /or program(s) being reviewed. 

Basic Analysis

  • Verify correct address, named insureds, mortgagees
  • Identify any potential over/under insured areas
  • Identify coverage gaps, sub-limits, and/or exclusions that could preclude recovery in a claim
  • Identify opportunities to decrease coverages where not necessary
  • Validate sufficient coverage to protect assets in the event of a high-exposure liability loss
  • Perform a basic review to validate sufficient coverage on dwelling/vehicles

Additional Services

  • On-site review of home to most accurately establish replacement cost/sufficiency of coverage or potential red- On-site review of contents t establish need for specialty coverages, or potential reduction of amount coverage with associated savings
  • Video recording and secure storage of contents in home, should a loss occur
  • Security/safety review of home for potential exposure /rate reduction opportunities
  • Assistance following a loss in the preparation/presentation of a claim to your carrier.


DISCLOSURE

My role is solely as an independent consultant, providing you with the information needed to communicate any desired changes to your agent or your insurer directly. If you do not have an agent, I have experts whom I can refer. Additionally, I am not a Public Adjuster and cannot act as your representative to your insurer except in mediation or appraisal proceedings. I can, however, assist you in preparing the data/supports that your insurance company will ask you to provide post-loss.

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PIER REVIEW LLC

(813) 415-5304

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